What an Allstate Renters Insurance Policy Covers

Most all Allstate Renters Insurance covers a wide range of mishaps and property. Personal property protection covers the loss or damage to your personal property. These policies include a family liability clause which protects you against legal action taken against you in the event of injury by a visitor. Guest medical protection protects your income from medical expenses associated with such an injury and additional living expenses will reimburse you for any costs incurred for temporary housing while your apartment or home is being reconstructed. The rates for this insurance are nominal when compared to the cost of having to pay for all of this out of pocket.